Terms & Conditions

Introduction

Welcome to AI Financial Management Solutions. These Terms and Conditions ("Terms") govern your access to and use of our website at aifinancemanagement.com and any related services, including any content, functionality, and services offered on or through the website (collectively, the "Services").

Please read these Terms carefully before using our Services. By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

Acceptance of Terms

By using our Services, you represent and warrant that:

• You have the legal capacity to enter into these Terms and to comply with them.
• You are at least 18 years old or have the consent of a legal guardian.
• Your use of the Services will not violate any applicable law or regulation.

If you are using the Services on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms and you agree to be bound by these Terms on behalf of that organization.

Changes to Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them.

Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

Access to Services

Eligibility

To access or use our Services, you must be at least 18 years old or have the consent of a legal guardian. By accessing or using our Services, you represent and warrant that you meet all eligibility requirements.

Registration and Account Security

Some parts of our Services may require you to create an account. When you create an account, you must provide accurate and complete information. You are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device, and you agree to accept responsibility for all activities that occur under your account.

Termination and Suspension

We reserve the right to terminate or suspend your access to all or part of the Services, with or without notice, for any reason, including, without limitation, breach of these Terms.

User Responsibilities and Conduct

General Guidelines

In using our Services, you agree to:

• Comply with all applicable laws and regulations.
• Provide accurate information and promptly update it if it changes.
• Use the Services only for lawful purposes and in accordance with these Terms.
• Not use the Services in any way that could damage, disable, overburden, or impair the Services or interfere with any other party's use of the Services.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Use the Services for any illegal purpose or in violation of any local, state, national, or international law.
• Interfere with or disrupt the Services or servers or networks connected to the Services.
• Attempt to gain unauthorized access to any portion of the Services or any other accounts, computer systems, or networks connected to the Services.
• Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services.
• Introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material to the Services.
• Use the Services to send unsolicited or unauthorized advertising or promotional material.
• Attempt to decompile, reverse engineer, disassemble, or otherwise reduce any software used in the Services to a human-perceivable form.
• Harvest or collect email addresses or other contact information of other users from the Services.

Content Guidelines

You are solely responsible for any content you post, upload, or otherwise make available through the Services. By providing content, you represent and warrant that:

• You own or have the necessary licenses, rights, consents, and permissions to use and authorize us to use all intellectual property rights in and to any content.
• Your content does not violate the privacy rights, publicity rights, copyrights, contractual rights, or any other rights of any person or entity.
• Your content does not contain material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable.

Intellectual Property Rights

Our Intellectual Property

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by AI Financial Management Solutions, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms do not grant you any right, title, or interest in the Services, our trademarks, logos, or other intellectual property, or the content of other users. You may not copy, modify, create derivative works of, publicly display, publicly perform, republish, or transmit any of the material on our Services, or delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site, without our express, prior written consent.

Your Content

By posting, uploading, or otherwise making available any content on or through the Services, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, publicly perform, and otherwise exploit such content in connection with the Services and our business, including without limitation for promoting and redistributing part or all of the Services in any media formats and through any media channels.

You represent and warrant that you have all rights, power, and authority necessary to grant the rights granted herein to any content that you submit.

Copyright Infringement

If you believe that any content on the Services infringes upon your copyright, please notify us by providing the following information:

• A physical or electronic signature of the copyright owner or a person authorized to act on their behalf.
• Identification of the copyrighted work claimed to have been infringed.
• Identification of the material that is claimed to be infringing or to be the subject of infringing activity.
• Contact information for the complainant, such as an address, telephone number, and email address.
• A statement that the complainant has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
• A statement that the information in the notification is accurate, and, under penalty of perjury, that the complainant is authorized to act on behalf of the copyright owner.

Please send copyright infringement notifications to:

Limitation of Liability

To the fullest extent permitted by applicable law, AI Financial Management Solutions and its affiliates, directors, officers, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Services.
• Any conduct or content of any third party on the Services.
• Any content obtained from the Services.
• Unauthorized access, use, or alteration of your transmissions or content.

In no event shall our total liability to you for all claims arising out of or relating to the use of, or inability to use, the Services exceed the amounts paid by you to AI Financial Management Solutions for the Services during the twelve (12) months preceding the event giving rise to the liability, or one hundred dollars ($100), whichever is greater.

The limitations of liability in this section apply whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

Disclaimer of Warranties

The Services are provided on an "AS IS" and "AS AVAILABLE" basis, without any warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, AI Financial Management Solutions disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, and title.

We do not warrant that:

• The Services will meet your requirements or expectations.
• The Services will be uninterrupted, timely, secure, or error-free.
• The results that may be obtained from the use of the Services will be accurate or reliable.
• The quality of any products, services, information, or other material purchased or obtained by you through the Services will meet your expectations.
• Any errors in the Services will be corrected.

Any material downloaded or otherwise obtained through the use of the Services is done at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

The Services may contain financial information that is subject to market fluctuations, risks, and uncertainties. We do not guarantee the accuracy of any financial information provided through the Services and are not responsible for any investment or financial decisions made based on such information.

Indemnification

You agree to defend, indemnify, and hold harmless AI Financial Management Solutions, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms.
• Your use of the Services, including, but not limited to, your User Contributions, any use of the Services' content, services, and products other than as expressly authorized in these Terms.
• Your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property, or privacy right.

Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the United Kingdom, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted exclusively in the courts of the United Kingdom, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Dispute Resolution

For any dispute you have with AI Financial Management Solutions, you agree to first contact us and attempt to resolve the dispute informally. If AI Financial Management Solutions has not been able to resolve the dispute with you informally, we each agree to resolve any claim, dispute, or controversy arising out of or in connection with or relating to these Terms, or the breach or alleged breach thereof (collectively, "Claims"), through binding arbitration.

The arbitration will be conducted by a single arbitrator in accordance with the rules of the London Court of International Arbitration. The arbitration shall be conducted in London, United Kingdom, in the English language. The decision of the arbitrator shall be final and binding, and any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Nothing in this section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to data security, intellectual property, or unauthorized access to the Services.

Severability

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Waiver

No waiver by AI Financial Management Solutions of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of AI Financial Management Solutions to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms, our Privacy Policy, and any other documents they expressly incorporate by reference constitute the entire agreement between you and AI Financial Management Solutions regarding your use of the Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Services.

Contact Information

If you have any questions about these Terms, please contact us at: